The white dots you say are raised, they may be trichomes, do a search for it in the forums you'll find lots of pics.
Or it may be a fungus

but I cant see on the pics, and I'm still a noob around here so I know someone else can advise you. Neem oil is used for a lot of things, fungus, bugs, etc. you can search for it on here to.
You mention holes with brown edges? it could also be bugs,

and the white things either bugs or egg sacs. Again the Neem oil works, just use it with moderation not to stress your plant.
Other then that you got a beautiful specimen and welcome to the forum.